How it Works

Collateral loans are the safest and easiest loans a consumer can secure. Pawn shops were around long before traditional banks and High Interest Payday Lenders. We offer a unique service that involves your items being used to secure the cash you need and a 90 day period in which you can pick up your item(s) or simply pay the interest due and receive another 90 days as needed. When your item(s) comes due and you are unable or uninterested in paying the interest or picking it up, you can just keep the cash and we keep the item(s). It's just that easy. There's no credit reporting and no hassling phone calls at your work or home. We also buy items outright and you have no further obligation to them.